Financing Application

Financing Application

If you are looking for or needing financing, there
are 2 types of loans that we have arranged
exclusively for our Clients.

1. 1st Mortgages for Barn Houses, Barndominiums, Garage Apartments and More.
2. 2nd Mortgages for all other types of Barns.

The 1st Mortgage can generally be for whatever amount you qualify for with a minimum loan amount of $40,000.

The 2nd Mortgage maximum loan amount is generally $35,000 to $50,000 depending on the lender that we get you approved with. If your barn is $40,000 and you are approved for $35,000 then you must pay the difference.

All loans are subject to approval which includes, but is not limited to:

Credit Approval
Satisfactory Job History
Satisfactory Debt Ratios
Satisfactory Appraisal
Satisfactory Subject Property

Please complete our Mortgage Loan pre-qual form.
YOU WILL NOT be asked to input your social security
number or drivers license number. Our loan officer will call and
get your SS# from you over the phone.

 

Loan Type
Mortgage LoanConstruction LoanRefinanceHome Equity LoanCredit Line

First Name (required)

Middle Initial (required)

Last Name (required)

Suffix (Jr., III, Etc.)

Phone (required)

Alternate Phone

Your Email (required)

Current Residence Street Address (required)

Apartment, Unit, Suite, Line 2 (required)

City (required)

State

Zip Code (required)

Will There Be a Co-Borrower? (required)
YesNo

Do You Own Real Estate? (required)
YesNo

Marital Status? (required)
MarriedSingleDivorced

Date of Birth (required)

Years in School? (required)

Number of Dependents (required)

How did you hear about us?
InternetAdvertisementReferralOther

If you have been living at your current residence for less than 2 years provide additional living history. Otherwise, leave blank.

Previous Address 1:

Street Address

Apartment, Unit, Suite, Line 2

City

State

Zip Code

Previous Address 2:

Street Address

Apartment, Unit, Suite, Line 2

City

State

Zip Code

Current Employment Information for Borrower:

Are you self employed?
YesNo

Current Employer

Position with Company

Employer Address

Suite, Unit, Address Line 2

City

State

Zip Code

Employer Phone

Start Date

Duration in this Profession in Years and Months

If you have been with your current employer for less than 2 years provide additional work history.

Previous Employer 1

Previous Employer 1

Position with Company

Employer Address

Suite, Unit, Address Line 2

City

State

Zip Code

Employer Phone

Start Date

End Date

Duration in this Profession in Years and Months

Monthly Income

Previous Employer 2

Previous Employer 2

Position with Company

Employer Address

Suite, Unit, Address Line 2

City

State

Zip Code

Employer Phone

Start Date

End Date

Duration in this Profession in Years and Months

Monthly Income

Co-Borrower Information:

First name

Middle Initial

Last Name

Suffix

Email address

Phone

Alternate Phone

Marital Status
MarriedSingleDivorced

Date of Birth

Years in School?

Number of Dependents?

Current Residence Street Address

Suite, Unit, Address Line 2

City

State

Zip Code

Mailing Address
Same as AboveDifferent from Above

Address if Different From Above

Address line 2

City

State

Zip

Current Employment Information for Co-Borrower:

Are you self employed?
YesNo

Current Employer

Position with Company

Employer Address

Suite, Unit, Address Line 2

City

State

Zip Code

Employer Phone

Start Date

End Date

Duration in this Profession in Years and Months

Monthly Income

If you have been with your current employer for less than 2 years provide additional work history.

Previous Employer 1

Previous Employer 1

Position with Company

Employer Address

Suite, Unit, Address Line 2

City

State

Zip Code

Employer Phone

Start Date

End Date

Duration in this Profession in Years and Months

Monthly Income

Previous Employer 2

Previous Employer 2

Position with Company

Employer Address

Suite, Unit, Address Line 2

City

State

Zip Code

Employer Phone

Start Date

End Date

Duration in this Profession in Years and Months

Monthly Income

Loan Requests

Desired Loan Amount

Desired Rate

Amortization

Mortgage Type

Loan Purpose

If refinancing--existing loan amount

Refinancing purpose

Loan Property Occupancy

Source of Down Payment

Proposed Property Address

Suite, Unit, Address Line 2

City

State

Zip Code

Current Housing expenses:

Rent

1st Mortgage

Hazard Insurance

Real Estate Taxes

Mortgage Insurance

HOA dues

Other

Income Information:

Borrower

Base yearly Income

Overtime

Bonuses

Commissions

Dividends/Interests

Other Income

Other Assets

Stocks/Bonds

Vehicles Owned--Make, Model, Year

Life Insurance

Income Information:

Co-Borrower

Base yearly Income

Overtime

Bonuses

Commissions

Dividends/Interests

Other Income

Other Assets

Stocks/Bonds

Vehicles Owned--Make, Model, Year

Life Insurance

Real Estate Owned

Address

City

State

Zip

Monthly Payment

Market Value

Mortgage Amount

Gross Rental Income

Insurance

Real Estate Taxes

Mortgage Insurance

Liabilities and all outstanding debts and obligations:

Child Support and Alimony

Job Related Expenses

Creditor/Company

Monthly Amount

Number of Payments left

Unpaid Balance

Borrower and Co-Borrower:

Any outstanding Judgements against you?
YesNo

Have you declared bankruptcy in the past 7 years?
YesNo

Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
YesNo

Are you a party to a lawsuit?
YesNo

Have you directly or indirectly been obligated on any loan which resulted in foreclosure transfer of title in lieu of foreclosure, or judgment? *(This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee. If Yes, provide details, including date, name and address of Lender, FHA or VA case number, if any, and reasons for the action.)
Yes (give details)No

Details

Are you presently delinquent or in default on any Federal debt or any other loan, mortgage , financial obligation, bond, or loan guarantee?
YesNo

Are you obligated to pay alimony, child support, or separate maintenance?
YesNo

Amount?

Is any part of the down payment borrowed?
YesNo

Are you a co-maker or endorser on a note?
YesNo

Are you a U. S. citizen? *
YesNo

Are you a permanent resident alien?
YesNo

Do you intend to occupy the property as your primary residence?
YesNo

Have you had an ownership interest in a property in the last three years?
YesNo

- 1a BORROWER: What type of property did you own?
Primary ResidenceSecond HomeInvestment Property

- 1b CO-BORROWER: What type of property did you own?
Primary ResidenceSecond HomeInvestment Property

- 2a BORROWER: How did you hold title to the home?
Sole by MyselfJointly with SpouseJointly with Other

- 2b CO-BORROWER: How did you hold title to the home?
Sole by MyselfJointly with SpouseJointly with Other

Additional Information that you think might be helpful when determining your loan eligibility

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